What to Do If You're Involved in a Road Traffic Accident (RTA) – A Simple Guide from Newbury 4x4 Centre Ltd
17/07/25
Being involved in a road traffic accident (RTA) can be a stressful and confusing experience — even if it’s just a minor bump. At Newbury 4x4 Centre Ltd, we believe in keeping our customers informed and prepared. Here’s a straightforward, step-by-step guide on what to do if the unexpected happens on the road.
1. Stop – It’s the Law
If you’re involved in an accident — no matter how small — you must stop. Failing to do so is an offence under the Road Traffic Act 1988.
2. Check for Injuries and Stay Safe
First, check if you or any passengers are injured. If everyone is okay, move to a safe place if possible. Turn on your hazard lights to warn other drivers.
3. Call Emergency Services (If Needed)
Dial 999 if:
- Anyone is injured
- The road is blocked or dangerous
- A driver seems under the influence of alcohol or drugs
For non-emergency situations, you can later call 101 to report the accident if required.
4. Exchange Details
By law, you must provide:
- Your name and address
- The vehicle owner’s details (if not you)
- Your vehicle registration number
- Your insurance information (if requested)
Also try to gather:
- Details of the other driver(s)
- Contact info for any witnesses
- Photos of the vehicles, road layout, and any damage
5. Don’t Admit Fault
Even if you think you may be to blame, it’s important not to admit fault at the scene. Simply exchange the required details and let insurers or legal experts handle the investigation later.
6. Report the Accident (If You Need To)
If you didn’t exchange details at the scene or someone was injured, you must report the incident to the police within 24 hours by calling 101.
7. Contact Your Insurance Company
Even if you don’t plan to make a claim, you should inform your insurer about the accident as soon as possible. Delaying this could impact your cover.
8. See a Doctor if Needed
Some injuries (like whiplash) can appear hours or even days later. Always seek medical advice if you feel unwell after an accident.
9. Consider Legal Advice
If the accident involves serious injury, unclear liability, or third-party claims, speaking to a legal expert may be a wise move.
Stay safe out there